Angel Oak Mortgage Inc. is a financial services company that specializes in mortgage lending and real estate investment. The company was founded in 2008 and is headquartered in Atlanta, Georgia. Angel Oak Mortgage was established with the aim of providing innovative mortgage solutions to a wide range of borrowers, including those who may not qualify for traditional mortgage loans.
The company's primary focus is on offering a variety of mortgage products, including non-Qualified Mortgage (non-QM) loans, which are designed to serve borrowers who may not meet the strict criteria set by traditional lenders. Angel Oak Mortgage also provides financing for real estate investors and borrowers with unique financial profiles.
An additional significant aspect of Angel Oak Mortgage's operations is its use of technology and data analytics to assess borrower creditworthiness. The company employs sophisticated underwriting methods to evaluate potential borrowers' ability to repay loans while considering factors beyond traditional credit scores.
In recent years, Angel Oak Mortgage has been part of the broader trend in the mortgage industry towards providing alternative lending solutions. The company's ability to cater to borrowers who may not fit the conventional lending mold demonstrates its commitment to expanding access to mortgage financing.
With its specialization in non-QM mortgage lending and real estate investment, Angel Oak Mortgage Inc. plays a role in meeting the diverse financing needs of borrowers and investors in the real estate market. The company's ability to provide innovative lending solutions positions it as a relevant player in the dynamic landscape of mortgage lending.