Equifax Inc. is a consumer credit reporting agency that collects, analyzes, and provides consumer credit data and related information to businesses and consumers worldwide. The company was founded in 1899 and is headquartered in Atlanta, Georgia. Equifax operates in the United States, Canada, and 24 other countries, serving industries such as finance, retail, healthcare, telecommunications, and insurance.
Equifax gathers data on millions of consumers and businesses, including credit reports, payment history, credit scores, and public records. This information is used by businesses to assess risk when making decisions about extending credit, employment, insurance, and other financial services. The company also offers a range of products and services to help businesses better understand their customers, manage credit risk, and prevent fraud.
Equifax has faced a number of high-profile data breaches that compromised the personal information of millions of consumers. In response, the company has implemented new security protocols and invested heavily in cybersecurity to prevent future breaches. Equifax also provides free credit monitoring and identity theft protection services to consumers affected by the breaches.
Equifax is a publicly-traded company and is listed on the New York Stock Exchange under the ticker symbol EFX. As of April 2023, the company has a market capitalization of over $20 billion and employs approximately 11,000 people worldwide. Equifax has a strong reputation in the credit reporting industry and is known for its extensive data analysis capabilities, advanced fraud detection technology, and commitment to data privacy and security.