Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia. The company specializes in providing excess and surplus lines insurance, focusing on hard-to-place risks that traditional insurers often avoid. Kinsale operates primarily in the United States through a broad network of independent brokers, serving small to mid-sized businesses across various industries.
The company’s core business revolves around underwriting complex and specialized insurance policies tailored to unique or higher-risk situations. This niche allows Kinsale to offer coverage solutions where standard insurance markets may not participate, including liability, property, and casualty risks. By maintaining control over its underwriting and claims processes, the company is able to manage risk effectively and provide responsive service to its clients.
Kinsale is recognized for its disciplined underwriting approach and investment in technology to enhance operational efficiency. It has built a reputation for strong financial performance and stability within the specialty insurance sector. The company’s focus on careful risk selection and customer-centric service distinguishes it from competitors in the excess and surplus lines market.
The company continues to expand its market presence and refine its product offerings to meet evolving client needs. Through continued innovation and strategic growth, Kinsale aims to strengthen its position as a leading specialty insurer in the United States, adapting to changes in risk environments and regulatory landscapes.