Oscar Health Inc. is a technology-driven health insurance company that was founded in 2012 by Joshua Kushner, Kevin Nazemi, and Mario Schlosser. The company aims to provide a seamless and user-friendly healthcare experience for its members through the integration of technology and data-driven insights. Oscar Health operates as a full-stack health insurer, meaning it manages both the insurance side of the business and the healthcare services provided to its members. Oscar Health is headquartered in New York City and operates in several states across the United States. It is listed on the New York Stock Exchange (NYSE) under the ticker symbol "OSCR."
The company's main draw are its individual and family health insurance plans, which are offered both on and off the Health Insurance Marketplace established by the Affordable Care Act (ACA). Oscar Health differentiates itself from traditional insurers by leveraging technology to simplify the insurance experience, enhance member engagement, and improve access to care. The company provides a range of digital tools and resources, including a mobile app, telemedicine services, and a personalized member portal.